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Becoming Disabled

We used to be concerned primarily with the risk of dying too soon, but with advances in medicine, the things that used to kill us are now just disabling us.

Unfortunately, as we live longer and medicines get more and more expensive the financial consequences may devastate our resources or leave nothing of our estates. We have products appropriate for those still working, or for those approaching old age who are concerned with the cost of their future care. These types of products are designed to replace your income in the event of a disability, provide for your care in old age, or provide a lump sum of tax free money in the event of a Critical Illness.

Disability Insurance - to replace income in the event you are unable to work.

Critical Illness - provides a lump-sum of tax-free cash in the event of diagnosis and survival of a covered condition. The most common sources of claim are Heart Attacks, Stroke and Cancer, but policies are available that cover over 20 different conditions.

Long Term Care - this product provides a benefit when you are unable to look after yourself on a daily basis. They generally provide for a daily benefit upon an inability to perform 2 out of 5 Activities of Daily Living. These include Bathing, Dressing, Eating, Moving about, Incontinence, and Mental Issues.

Please click here for a no-cost, no-obligation inquiry into possible solutions catered to fit your individual circumstances.


Considering Life Insurance? (Canadian residents only) Besides offering the widest selection of travel insurance in Canada at the best possible rates, is also affiliated with DesLaurier Financial Services (our parent company) which extends the same philosophy to Life Insurance and other Insurance products including Critical Illness and Disability Insurance). Please take a look at some of the excellent rates we offer here:

Instant Life Insurance Quote

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