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Expatriates

RSA Travel Insurance Inc. formerly etfs, which was acquired in 2011 by its long-term strategic underwriting partner RSA, is one of Canada's leading providers of specialized travel and health insurance plans for individuals, groups and businesses.

Insurance Protection for Expatriates

Why Purchase Viator™ Expatriate Insurance?

Viator Expatriate Insurance assists Canadians abroad with access to the finest medical services worldwide. Specializing in both group and individual health and travel solutions, we offer a selection of current and complete services to assist in adjusting to the stresses of living abroad.

Who is eligible?

Canadians under age 70, living, working or studying outside of Canada

Viator Expatriate as a student health insurance solution

Most travel insurance plans only cover medical emergencies and repatriate you home when continued care is required. This is not ideal while living and studying in the United States or abroad. Viator Expatriate Health Insurance is for services provided while living, travelling and studying out of Canada. You will not have to leave your studies behind!

Plan Features:Benefit Includes

  • Lifetime maximum per injury or sickness of $1,000,000 CAD
  • Individual benefit maximums replenished for each new medical condition
  • Second opinion service prior to surgery
  • Transportation to the nearest centre of medical excellence
  • Benefits maintained during temporary returns to Canada*
  • Re-entry into Canada facilitated with provincial plan replacement coverage for up to 90 days*

Health Benefit Includes:

  • Hospital benefits
  • Paramedical services
  • Nursing at home
  • Ambulance charges
  • Out-patient services
  • Emergency dental treatment
  • Repatriation or local burial
  • Emergency medical evacuation
  • Compassionate emergency travel
  • Parent accompanying child
  • Complicated maternity

* Subject to limitations and restrictions

Canadians

Visitors

Students

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