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IA Excellence's Excel-Life, a guaranteed issue life insurance, is a life insurance product for which enrolment is fully guaranteed and includes coverage against accidental death and dismemberment.

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Guaranteed Issue Life Insurance

Who should consider guaranteed issue life insurance?
This product is intended for:

  • people with certain health problems who represent a higher risk for the Insurer. Because they’re not eligible for all the coverages of a conventional life insurance policy, Excel-Life guaranteed issue life insurance is a first-rate option for them
  • people who would like to avoid undergoing medical examinations that can be demanding

Main Features

  • Eligibility between ages 1 and 80
  • Sum insured may range from $2,000 to $20,000
  • Streamlined issue (meet medical conditions)
  • Accidental death and dismemberment coverage is included at no extra cost
  • Benefits up to 20% of the sum insured
  • Guaranteed renewal


Click here for more information on IA Excellence's Excel-Life insurance and other products designed to be Easy Issue or Guaranteed Issue.

 


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