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IA Excellence's Excel-Hospitalization is an accident and health insurance product, issued without medical examination, that guarantees the payment of a daily benefit when you are hospitalized due to accident or illness. Call us toll free 1-888-933-7462 Excel-Hospitalization Eligibility The insured must: be between the ages of 1 and 80, inclusively; meet Excellence's insurability conditions Main coverage Your contract must include the following coverage: Hospital Benefit. It provides for: A daily benefit ranging from $20 to $100 A waiting period of 0 or 3 days Additional coverages You benefit from the following additional coverages, at no extra cost: Double Benefit: for hospitalization outside your province of residence, hospitalization due to cancer or heart attack or hospitalization in the intensive care unit Day Surgery Benefit (3 days convalescence daily benefit) Home Convalescence Benefit Transportation Expense Allowance Convalescence Centre Benefit Ambulance expenses Excel Hospitalization Insurance offers other optional benefits, such as: Return of Premiums in the event of death You may also purchase additional coverages to expand the protection afforded to you and your family Accidental Death, Dismemberment or Loss of Use (AD&D) coverage, including: Education Benefit: for the dependent children of an Insured in the event of his or her accidental death Occupational Requalification Benefit: for the spouse in the event of the Insured's accidental death Accidental Fracture and Extended Medical Care Following an Accident Refitting Following an Accident: for your car or primary residence Medical and legal assistance services Benefits Renewable for life Streamlined issue (meet medical conditions) Click here for more information on IA Excellence's Hospitalization insurance and other products designed to be Easy Issue or Guaranteed Issue.


Considering Life Insurance? (Canadian residents only) Besides offering the widest selection of travel insurance in Canada at the best possible rates, is also affiliated with DesLaurier Financial Services (our parent company) which extends the same philosophy to Life Insurance and other Insurance products including Critical Illness and Disability Insurance). Please take a look at some of the excellent rates we offer here:

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