Disability Insurance - Guaranteed to Issue*
*provided you satisfy 2 qualifying conditions
Loss of Income Injury Coverage
Available to ages 18 - 64, coverage to age 70
Benefits based on Gross Business Revenue or Net Earned Income LOSS OF INCOME COVERAGE
$1,000 to $4,000 per month Injury only or Injury & Illness coverage, 24 hour or Non-Occupational available
Benefits payable to age 70 for most occupations 5 year benefit period available for all eligible occupations
Payable from the FIRST DAY 30 day or 120 day waiting period also available
Partial Disability Benefit 50% benefits for up to 180 days
Waiver of Premium after 30 days of Total Disability while benefits are payable
Return to Work Assistance Benefit rehabilitation and financial assistance in returning you to work
Accident Medical Reimbursement Benefit providing reimbursement up to $10,000 for a number of medical expenses
not covered by government health insurance plans
Accidents and Sicknesses happen every day! What would you do if it happened to you?
Disability Insurance, is meant to provide you with an income when you can't work due to an injury or illness.
Benefits are paid monthly after a certain waiting period (if applicable) has passed. The benefit is paid for the period of time you are disabled up to the maximum amount of time allowed in the policy contract.
Benefits are usually a percentage of your income. With the Edge Benefits, you can have benefits based on your Gross Business Revenue or Net Earned Income, depending on how you get paid.
Sometimes a disability affects your ability to work part of the time. That's when Partial Disability can help by paying 50% of the benefit amount for up to 180 days.
While you are disabled and benefits are being paid, you are not required to pay premiums and your coverage will continue.