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Home > Assumption Life > Youth Plus

A Guaranteed Issue Term Policy for your children with Guaranteed Conversion to a Permanent Plan at Age 25 and Living Benefits in the case of Critical Illness

 

With all your responsibilities as a parent, buying your young children their first insurance policy is probably not among your key concerns. As unexciting as this topic may seem, obtaining insurance at an early age for your children could make their lives much easier in many respects.
Assumption Life’s term Youth Plus life insurance provides coverage up to 25 years of age. This means that your young adults will be able to focus on their studies or starting a career rather than worrying about buying life insurance.
Youth Plus also provides your children with "guaranteed insurability" so they can maintain their coverage even if they develop certain health problems.* This same "guaranteed insurability" allows your children, once they reach 25, to convert Youth Plus into permanent or term life insurance, whatever their state of health, without proof of insurability. Furthermore, Youth Plus offers a "living benefit" should a child become ill**, allowing you access part of the policy’s face amount so that you may care for your child without exhausting financial resources.
Assumption Life’s Youth Plus Junior policy offers: 
- Guaranteed level premiums (remain unchanged for the life of the contract).
Your child’s coverage (guaranteed death benefit) will not decrease before age 25.
- No medical exams for up to $250,000 of coverage.
Riders Available - Youth Plus Term Insurance, and Flex Term (includes disability income)
- Coverage for applicants between the ages of 15 days and 17. 

Click here for more information on Assumption Life’s Youth  Plus Life Insurance policy and to obtain quotes and/or apply on-line.

 


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