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For clients who have been declined for coverage within the last two years
Golden Protection Deferred from Assumption Life allows from $1,000 to $50,000 of Life Insurance offers guaranteed acceptance with minimal limitations. Coverage for Accident begins immediately, however those who don’t die by accident receive limited benefits in the first two years of coverage to a return of premiums plus interest. Thereafter, the full face amount is payable. In addition, discounts are available for non-smokers.